Sooner Than Expected
Sometimes retirement—or major life changes—arrive faster than planned. In this episode of The Capitalized Life & Retirement Show, we talk
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April 2025
How to Make Sure You Can Retire When You Want To
Most people have a target age for when they’d like to retire, but many worry they may have to work longer to better ensure their financial security. Usually, people worry they haven’t saved enough yet, but that’s only one important factor to consider when deciding the right time to retire. And so, the question becomes:
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Are Tariffs a Threat to Your Retirement Plans?
If you’re within 10 years of retirement — or already there — you’ve likely been keeping a close eye on the economy. The market’s recent volatility, sparked by President Trump’s announcement of sweeping tariffs, may feel like déjà vu from a few years back. But this time, the stakes could be even higher, especially if
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Bonds and Bond Mutual Funds: What’s the Difference?
When it comes to investing for retirement, bonds and bond mutual funds are often considered stable, income-generating options. But while they may seem similar, they function very differently and can have a significant impact on your financial future. Bonds: A Reliable Income Stream A bond is essentially a loan you provide to a corporation or
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Over Age 59 Mistakes
Just because you’re over 59½ doesn’t mean you’re in the clear—many people still make critical errors that can derail their
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How to Deal with Market Uncertainty When Building Your Retirement Income Strategy
If you’re nearing retirement, market uncertainty can stir up a lot of anxiety. The assets you need to start generating retirement income soon could swing wildly up and down in value, depending on how they’re invested. But even extreme market uncertainty is not unusual, and fortunately, there are ways to deal with it, both mentally
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5 Tax Tips Retirees Should Know Before April 15
Tax Day — April 15 — is fast approaching. Whether you’ve already filed or are still pulling together your paperwork, this is more than just a time to check boxes and send documents to the IRS. For retirees or those nearing retirement, tax season is a valuable opportunity to take a closer look at your
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How Investing for Income Helps Reduce Financial Risk
When it comes to retirement income planning, it’s important to have a strategy with the right priorities. Once you’re nearing retirement age, one of your top two priorities should be reducing your risk of a major loss due to market volatility and having sufficient and reliable income for retirement. Most people know this, but what
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The True Cost of Underestimating Your Retirement Expenses
Retirement is often painted as a time of relaxation, travel, and newfound freedom – and ideally it should be. However, many retirees face an unexpected reality as their income falls short of their actual expenses. Underestimating the true cost of retirement can lead to extreme emotional stress, forcing you to make difficult choices later in
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