Are you using Roth IRAs, Roth conversions, and today’s expanded tax deductions to maximize your retirement income and minimize taxes—or are you missing one of the biggest wealth-building opportunities of your life? In this powerful episode of The Capitalized Life and Retirement Show, fiduciary financial advisor Matthew P. Johnson of Johnson Wealth and Income Management (a Retirement Income Source® serving Clear Lake and Humboldt, Iowa) dives into the underestimated benefits of Roth accounts and how recent tax law changes—including the new $46,700 standard deduction for retirees—can make 2025 a breakthrough year for tax-free income planning. Whether you’re nearing retirement with most of your assets in pre-tax 401(k)s or IRAs, or just now waking up to the advantages of Roth conversions, this episode delivers a clear, strategic roadmap for creating more retirement flexibility, more long-term tax savings, and ultimately, more income you won’t outlive. Don’t wait—learn how to capitalize now while the window is open.
Matthew P. Johnson is President and Owner of Johnson Wealth and Income Management, a third-generation company that has been serving clients for over 75 years. Matthew has been advising clients in the financial services industry since 1999. He strives to educate clients on how to invest for income, help to avoid loss by utilizing more conservative investment options, and is dedicated to helping them achieve a well-planned retirement. Johnson Wealth and Income Management is committed to educating its clients and the community through workshops on topics related to more conservative investment alternatives. Website: https://www.johnsonwim.com/ Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory Firm. Johnson Wealth and Income Management and Sound Income Strategies, LLC are not associated entities. Johnson Wealth and Income Management is a franchisee of Retirement Income Source, LLC. Retirement Income Source, LLC and Sound Income Strategies, LLC are associated entities.
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