Are you mistaking retirement readiness for invincibility—like a financial Superman with no weaknesses? In this episode of The Capitalized Life and Retirement Show, fiduciary financial advisor Matthew P. Johnson of Johnson Wealth and Income Management explores the dangerous false sense of security many retirees face. Matthew dives into the four retirement risks most people overlook: liquidity risk, inflation risk, overexposure to illiquid investments like non-traded REITs and long-term annuities, and the trap of ultra-conservative investing. Learn how to protect your retirement income, avoid getting “locked out” of your own money, and why finding the right balance between safety and growth is crucial for weathering rising costs and unexpected expenses. Don’t miss this powerful breakdown—and be sure to check out Matthew’s book, The Capitalized Retirement, and full video archive on YouTube. Like, subscribe, and leave a comment with your biggest retirement question!
Matthew P. Johnson is President and Owner of Johnson Wealth and Income Management, a third-generation company that has been serving clients for over 75 years. Matthew has been advising clients in the financial services industry since 1999. He strives to educate clients on how to invest for income, help to avoid loss by utilizing more conservative investment options, and is dedicated to helping them achieve a well-planned retirement.
Johnson Wealth and Income Management is committed to educating its clients and the community through workshops on topics related to more conservative investment alternatives.
Website: https://www.johnsonwim.com/
Investment Advisory Services offered through Sound Income Strategies, LLC, an SEC Registered Investment Advisory Firm. Johnson Wealth and Income Management and Sound Income Strategies, LLC are not associated entities. Johnson Wealth and Income Management is a franchisee of Retirement Income Source, LLC. Retirement Income Source, LLC and Sound Income Strategies, LLC are associated entities.
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