Iowa retirement planning

Retirement Income

Boosting Your Retirement Income With Johnson Wealth and Income Management

As you approach retirement, enhancing your retirement income becomes crucial for helping secure a sustainable financial future. For affluent Americans, the challenge isn’t just about preserving wealth—it’s about growing it to support a lifestyle that extends beyond basic living expenses. In fact, according to a 2023 UBS Global Wealth Management report, 60% of high-net-worth individuals […]

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Retirement Plan

The Benefits of Regularly Reviewing and Updating Your Retirement Plan

Achieving a comfortable retirement requires more than just a written outline—it demands a strategy that evolves with changing financial landscapes.  A national opinion poll finds that working-age Americans are increasingly worried about retirement.  According to the ‘Retirement Insecurity 2024: Americans’ Views of Retirement’ study, when asked if the nation faces a retirement crisis, 79 percent

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Retirement Security

National Retirement Security Week with Johnson Wealth and Income Management

As retirement approaches, helping secure your financial future becomes a top priority. National Retirement Security Week (NRSW) is the ideal time to revisit and fine-tune your retirement strategy for lasting stability and peace of mind. For high-net-worth individuals (HNWIs) or affluent retirees in Iowa, preparing for a financially sound retirement goes beyond the basics. It

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The 4% Rule

Rethinking the 4% Rule: Is It Still Relevant for Today’s Retirees?

The 4% rule has long been considered a cornerstone of retirement planning. Introduced in the 1990s, it has provided a simple guideline: retirees should withdraw 4% of their retirement savings annually to help ensure their nest egg lasts through their retirement years.  However, as the financial landscape evolves, many experts are questioning whether the 4%

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Retirement Income Planning

Retirement Income Planning with Johnson Wealth and Income Management

Your money doesn’t retire, YOU do! That’s why solid financial planning is essential to enjoy your golden years. That’s where Johnson Wealth and Income Management comes into play. Our dedicated fiduciary advisors aim to provide clients with customized strategies that address one of the most pressing concerns retirees face: generating reliable income that lasts a

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Fiduciary

Why Trust Matters: The Importance of Working with a Fiduciary Financial Advisor

Trust is the cornerstone of any successful relationship, and this is particularly true when it comes to financial planning. Whether you’re saving for retirement or managing investments, the person you trust with your financial future plays a crucial role in achieving your goals. However, not all financial advisors are created equal. There’s a significant difference

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Retirement Planning for Couples

A Guide to Retirement Planning for Couples

As couples approach retirement, the landscape of financial planning changes dramatically. The decisions you make together in the years leading up to retirement will significantly impact your financial security, lifestyle, and peace of mind in your golden years. For high-net-worth individuals (HNWIs) in Iowa, the stakes are even higher, given the complexity of managing significant

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Retirement Risk

Balancing Risk and Opportunity in Retirement

Achieving a stable and comfortable retirement requires careful planning and consideration. One of the most critical aspects of retirement planning is balancing risk and opportunity.  Planning for a secure retirement while still allowing for growth and financial stability involves navigating various risks and capitalizing on opportunities. In this blog, we’ll explore how to strike the

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