retirement planning

Fraud Awareness Week

International Fraud Awareness Week: Protecting Your Retirement Funds

International Fraud Awareness Week highlights a pressing issue affecting many Americans, particularly those approaching retirement: the threat of financial fraud.  In 2023, the Federal Trade Commission (FTC) found that older adults had reported losing more than $1.9 billion to fraud. Because the vast majority of frauds are not reported, this figure represents only a fraction […]

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Long-Term Retirement Investment Strategies

Long-Term Retirement Investment Strategies

As Americans approach retirement, crafting a well-structured long-term investment strategy becomes crucial for helping to secure financial stability in their golden years.  In Iowa, where retirement planning remains a vital concern for those approaching 65, Johnson Wealth and Income Management is highly experienced in helping clients achieve their financial goals while navigating the complexities of

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Retirement Plan

The Benefits of Regularly Reviewing and Updating Your Retirement Plan

Achieving a comfortable retirement requires more than just a written outline—it demands a strategy that evolves with changing financial landscapes.  A national opinion poll finds that working-age Americans are increasingly worried about retirement.  According to the ‘Retirement Insecurity 2024: Americans’ Views of Retirement’ study, when asked if the nation faces a retirement crisis, 79 percent

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Retirement Security

National Retirement Security Week with Johnson Wealth and Income Management

As retirement approaches, helping secure your financial future becomes a top priority. National Retirement Security Week (NRSW) is the ideal time to revisit and fine-tune your retirement strategy for lasting stability and peace of mind. For high-net-worth individuals (HNWIs) or affluent retirees in Iowa, preparing for a financially sound retirement goes beyond the basics. It

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Long-Term Care Planning

The Hidden Cost Iowa Retirees Can’t Afford to Ignore

You’ve got your investment portfolio on track, tax-reduction strategies in place, and a nest egg ready to weather market fluctuations. But there’s one hidden cost that could derail your carefully made plans. Can you guess what it is? Let’s dive in and see if your retirement planning is truly bulletproof. Did you guess correctly? October

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The 4% Rule

Rethinking the 4% Rule: Is It Still Relevant for Today’s Retirees?

The 4% rule has long been considered a cornerstone of retirement planning. Introduced in the 1990s, it has provided a simple guideline: retirees should withdraw 4% of their retirement savings annually to help ensure their nest egg lasts through their retirement years.  However, as the financial landscape evolves, many experts are questioning whether the 4%

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Investment Strategy

Shifting from Growth to Income: How to Adjust Your Investment Strategy for Retirement

As retirement approaches, many high-net-worth individuals (HNWIs) in Iowa find themselves at a crucial juncture in their financial journey: transitioning from a growth-oriented investment strategy to one that emphasizes income.  This shift is pivotal in helping ensure that your portfolio not only preserves wealth but also provides a steady and reliable income stream throughout retirement.

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