{"id":14506,"date":"2023-02-28T15:23:57","date_gmt":"2023-02-28T21:23:57","guid":{"rendered":"https:\/\/johnsonwim.com\/?p=14506"},"modified":"2024-01-29T11:24:34","modified_gmt":"2024-01-29T17:24:34","slug":"protecting-your-finances-in-the-age-of-cybercrime","status":"publish","type":"post","link":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime","title":{"rendered":"Protecting Your Finances in the Age of Cybercrime"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"14506\" class=\"elementor elementor-14506\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-40a35f36 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"40a35f36\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5815c50b\" data-id=\"5815c50b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12e53644 elementor-widget elementor-widget-text-editor\" data-id=\"12e53644\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Few inventions in recorded history have revolutionized the way we live like the Internet. It has changed the way we communicate and has made thousands of previously slow, complex processes faster and more efficient. Yet, while solving old problems, the Internet \u2014 like any invention \u2014 has also created new ones. Among the biggest of those problems is the vulnerability of sensitive and\/or personal information to a relatively new breed of criminal: cyberthieves.<br \/><input name=\"gform_field_values\" type=\"hidden\" value=\"\" \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7e99181 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7e99181\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-77f41a2\" data-id=\"77f41a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-adf8f60 uael-gf-ajax-true uael-gf-style-box uael-gf-input-size-sm uael-gf-enable-classes-no uael-gf-button-left uael-gf-btn-size-sm elementor-widget elementor-widget-uael-gf-styler\" data-id=\"adf8f60\" data-element_type=\"widget\" data-widget_type=\"uael-gf-styler.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"uael-gf-style uael-gf-check-style elementor-clickable\">\n\t\t<h3 class=\"uael-gf-form-title\">Sign Up for Full Report<\/h3>\n\t\t<script type=\"text\/javascript\">var gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,initializeOnLoaded:function(o){gform.domLoaded&&gform.scriptsLoaded?o():!gform.domLoaded&&gform.scriptsLoaded?window.addEventListener(\"DOMContentLoaded\",o):document.addEventListener(\"gform_main_scripts_loaded\",o)},hooks:{action:{},filter:{}},addAction:function(o,n,r,t){gform.addHook(\"action\",o,n,r,t)},addFilter:function(o,n,r,t){gform.addHook(\"filter\",o,n,r,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,n){gform.removeHook(\"action\",o,n)},removeFilter:function(o,n,r){gform.removeHook(\"filter\",o,n,r)},addHook:function(o,n,r,t,i){null==gform.hooks[o][n]&&(gform.hooks[o][n]=[]);var e=gform.hooks[o][n];null==i&&(i=n+\"_\"+e.length),gform.hooks[o][n].push({tag:i,callable:r,priority:t=null==t?10:t})},doHook:function(n,o,r){var t;if(r=Array.prototype.slice.call(r,1),null!=gform.hooks[n][o]&&((o=gform.hooks[n][o]).sort(function(o,n){return o.priority-n.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==n?t.apply(null,r):r[0]=t.apply(null,r)})),\"filter\"==n)return r[0]},removeHook:function(o,n,t,i){var r;null!=gform.hooks[o][n]&&(r=(r=gform.hooks[o][n]).filter(function(o,n,r){return!!(null!=i&&i!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][n]=r)}});<\/script>\n                <div class='gf_browser_unknown gform_wrapper gform_legacy_markup_wrapper gform-theme--no-framework' data-form-theme='legacy' data-form-index='0' id='gform_wrapper_4' ><div id='gf_4' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <p class='gform_description'><\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data'  id='gform_4'  action='\/wp-json\/wp\/v2\/posts\/14506#gf_4' data-formid='4' novalidate>\n                        <div class='gform-body gform_body'><ul id='gform_fields_4' class='gform_fields top_label form_sublabel_below description_below'><li id=\"field_4_1\" class=\"gfield gfield--type-name gfield_contains_required field_sublabel_below gfield--no-description field_description_below gfield_visibility_visible\"  data-js-reload=\"field_4_1\" ><label class='gfield_label gform-field-label gfield_label_before_complex' >Name<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name has_last_name no_suffix gf_name_has_2 ginput_container_name gform-grid-row' id='input_4_1'>\n                            \n                            <span id='input_4_1_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.3' id='input_4_1_3' value='' tabindex='2'  aria-required='true'     \/>\n                                                    <label for='input_4_1_3' class='gform-field-label gform-field-label--type-sub '>First<\/label>\n                                                <\/span>\n                            \n                            <span id='input_4_1_6_container' class='name_last gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.6' id='input_4_1_6' value='' tabindex='4'  aria-required='true'     \/>\n                                                    <label for='input_4_1_6' class='gform-field-label gform-field-label--type-sub '>Last<\/label>\n                                                <\/span>\n                            \n                        <\/div><\/li><li id=\"field_4_2\" class=\"gfield gfield--type-email gf_left_half gfield_contains_required field_sublabel_below gfield--no-description field_description_below gfield_visibility_visible\"  data-js-reload=\"field_4_2\" ><label class='gfield_label gform-field-label' for='input_4_2'>Email<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_asterisk\">*<\/span><\/span><\/label><div class='ginput_container ginput_container_email'>\n                            <input name='input_2' id='input_4_2' type='email' value='' class='medium' tabindex='6'   aria-required=\"true\" aria-invalid=\"false\"  \/>\n                        <\/div><\/li><li id=\"field_4_3\" class=\"gfield gfield--type-phone gf_right_half field_sublabel_below gfield--no-description field_description_below gfield_visibility_visible\"  data-js-reload=\"field_4_3\" ><label class='gfield_label gform-field-label' for='input_4_3'>Phone<\/label><div class='ginput_container ginput_container_phone'><input name='input_3' id='input_4_3' type='tel' value='' class='medium' tabindex='7'   aria-invalid=\"false\"   \/><\/div><\/li><\/ul><\/div>\n        <div class='gform_footer top_label'> <input type='submit' id='gform_submit_button_4' class='gform_button button' value='Submit' tabindex='8' onclick='if(window[\"gf_submitting_4\"]){return false;}  if( !jQuery(\"#gform_4\")[0].checkValidity || jQuery(\"#gform_4\")[0].checkValidity()){window[\"gf_submitting_4\"]=true;}  ' onkeypress='if( event.keyCode == 13 ){ if(window[\"gf_submitting_4\"]){return false;} if( !jQuery(\"#gform_4\")[0].checkValidity || jQuery(\"#gform_4\")[0].checkValidity()){window[\"gf_submitting_4\"]=true;}  jQuery(\"#gform_4\").trigger(\"submit\",[true]); }' \/> \n            <input type='hidden' class='gform_hidden' name='is_submit_4' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='4' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_4' value='WyJbXSIsImZhNTdlNjcxODU4YmZhYjExOWU0NzkwOTEwMDJmYmYyIl0=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_target_page_number_4' id='gform_target_page_number_4' value='0' \/>\n            <input type='hidden' class='gform_hidden' name='gform_source_page_number_4' id='gform_source_page_number_4' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <input type=\"hidden\" id=\"ct_checkjs_496e05e1aea0a9c4655800e8a7b9ea28\" name=\"ct_checkjs\" value=\"0\" \/><script >setTimeout(function(){var ct_input_name = \"ct_checkjs_496e05e1aea0a9c4655800e8a7b9ea28\";if (document.getElementById(ct_input_name) !== null) {var ct_input_value = document.getElementById(ct_input_name).value;document.getElementById(ct_input_name).value = document.getElementById(ct_input_name).value.replace(ct_input_value, '691293117');}}, 1000);<\/script><label class=\"apbct_special_field\" id=\"apbct_label_id86507\" for=\"apbct__email_id__gravity_form_86507\">86507<\/label><input \n        id=\"apbct__email_id__gravity_form_86507\" \n        class=\"apbct_special_field apbct__email_id__gravity_form\"\n        autocomplete=\"off\" \n        name=\"apbct__email_id__gravity_form_86507\"  \n        type=\"text\" \n        value=\"86507\" \n        size=\"30\" \n        apbct_event_id=\"86507\"\n        maxlength=\"200\" \n    \/><input \n        id=\"apbct_event_id\"\n        class=\"apbct_special_field\"\n        name=\"apbct_event_id\"\n        type=\"hidden\" \n        value=\"86507\" \n            \/><\/form>\n                        <\/div><script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 4, 'https:\/\/johnsonwim.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery('#gform_ajax_frame_4').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_4');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_4').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_4').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_4').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_4').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/ jQuery(document).scrollTop(jQuery('#gform_wrapper_4').offset().top - mt); }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_4').val();gformInitSpinner( 4, 'https:\/\/johnsonwim.com\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', true );jQuery(document).trigger('gform_page_loaded', [4, current_page]);window['gf_submitting_4'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}setTimeout(function(){jQuery('#gform_wrapper_4').replaceWith(confirmation_content);jQuery(document).scrollTop(jQuery('#gf_4').offset().top - mt);jQuery(document).trigger('gform_confirmation_loaded', [4]);window['gf_submitting_4'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_4').text());}, 50);}else{jQuery('#gform_4').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"4\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);                if (event.defaultPrevented) {                return;         }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_4\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_4\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_4\" );        let postRenderFired = false;                function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            jQuery( document ).trigger( 'gform_post_render', [4, current_page] );            gform.utils.trigger( { event: 'gform\/postRender', native: false, data: { formId: 4, currentPage: current_page } } );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n\n<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Few inventions in recorded history have revolutionized the way we live like the Internet. It has changed the way we communicate and has made thousands of previously slow, complex processes faster and more efficient. Yet, while solving old problems, the Internet \u2014 like any invention \u2014 has also created new ones. Among the biggest of those problems is the vulnerability of sensitive and\/or personal information to a relatively new breed of criminal: cyberthieves.<\/p>\n<p>Most of the country was personally impacted by this problem in September 2017 when Equifax reported a security breach that allowed hackers to access the personal information of 143 million Americans. Equifax is one of three major credit reporting agencies (Experian and TransUnion are the others), and all keep extensive databases of credit-user information that include everything from dates of birth to addresses to Social Security numbers. Once a cyber thief gains access to such information, they can use it to steal your identity and potentially gain access to your credit accounts and personal finances.<\/p>\n<p>Electronic identity theft can ruin a family financially, and unfortunately, it is an issue with no easy solution. According to a 2017 study by Javelin Strategy &#038; Research, between 2011 and 2017, identity thieves stole over $107 billion. In 2016 alone, some $16 billion was stolen from 15.4 million U.S. consumers, up from $15.3 billion stolen from 13.1 million victims a year earlier.1 The increase illustrates that even as cybersecurity measures improve, criminals become increasingly savvy.<\/p>\n<p>Greater Risk for Older Americans<br \/>\nThe bottom line is that keeping our identities and finances safe from criminals in the digital age will be an ongoing challenge for both businesses and individuals. That\u2019s especially true for individuals at or near retirement age whose accumulated assets can potentially make them more attractive targets for thieves than younger people who are still in the early process of building their wealth. A top priority for most Americans over age 50 should be \u201cfinancial defense,\u201d which means they should focus on the use of strategies designed to generate income and protect assets from major losses due to extreme fluctuations in the financial markets. In the digital age, however, another essential component of financial defense is cybersecurity: knowing how to protect your identity as you do everything from online shopping and banking to buying gas.<\/p>\n","protected":false},"author":1,"featured_media":16495,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_theme","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[4,5],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Protecting Your Finances in the Age of Cybercrime - Johnson Wealth and Income Management<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Protecting Your Finances in the Age of Cybercrime - Johnson Wealth and Income Management\" \/>\n<meta property=\"og:description\" content=\"Few inventions in recorded history have revolutionized the way we live like the Internet. It has changed the way we communicate and has made thousands of previously slow, complex processes faster and more efficient. Yet, while solving old problems, the Internet \u2014 like any invention \u2014 has also created new ones. Among the biggest of those problems is the vulnerability of sensitive and\/or personal information to a relatively new breed of criminal: cyberthieves.  Most of the country was personally impacted by this problem in September 2017 when Equifax reported a security breach that allowed hackers to access the personal information of 143 million Americans. Equifax is one of three major credit reporting agencies (Experian and TransUnion are the others), and all keep extensive databases of credit-user information that include everything from dates of birth to addresses to Social Security numbers. Once a cyber thief gains access to such information, they can use it to steal your identity and potentially gain access to your credit accounts and personal finances.  Electronic identity theft can ruin a family financially, and unfortunately, it is an issue with no easy solution. According to a 2017 study by Javelin Strategy &amp; Research, between 2011 and 2017, identity thieves stole over $107 billion. In 2016 alone, some $16 billion was stolen from 15.4 million U.S. consumers, up from $15.3 billion stolen from 13.1 million victims a year earlier.1 The increase illustrates that even as cybersecurity measures improve, criminals become increasingly savvy.  Greater Risk for Older Americans The bottom line is that keeping our identities and finances safe from criminals in the digital age will be an ongoing challenge for both businesses and individuals. That\u2019s especially true for individuals at or near retirement age whose accumulated assets can potentially make them more attractive targets for thieves than younger people who are still in the early process of building their wealth. A top priority for most Americans over age 50 should be \u201cfinancial defense,\u201d which means they should focus on the use of strategies designed to generate income and protect assets from major losses due to extreme fluctuations in the financial markets. In the digital age, however, another essential component of financial defense is cybersecurity: knowing how to protect your identity as you do everything from online shopping and banking to buying gas.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime\" \/>\n<meta property=\"og:site_name\" content=\"Johnson Wealth and Income Management\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-28T21:23:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-29T17:24:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/Johnson-Wealth-and-Income-Management-Protecting-Your-Finances-in-the-Age-of-Cybercrime-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"1295\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Johnson Wealth &amp; Income Management\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Johnson Wealth &amp; Income Management\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#article\",\"isPartOf\":{\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime\"},\"author\":{\"name\":\"Johnson Wealth &amp; Income Management\",\"@id\":\"https:\/\/johnsonwim.com\/#\/schema\/person\/d7459f5560b525fc830d77afb3f9c63b\"},\"headline\":\"Protecting Your Finances in the Age of Cybercrime\",\"datePublished\":\"2023-02-28T21:23:57+00:00\",\"dateModified\":\"2024-01-29T17:24:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime\"},\"wordCount\":90,\"publisher\":{\"@id\":\"https:\/\/johnsonwim.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#primaryimage\"},\"thumbnailUrl\":\"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/JWIM-Protecting-Your-Finances-in-the-Age-of-Cybercrime.jpg\",\"articleSection\":[\"Reports\",\"Resources\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime\",\"url\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime\",\"name\":\"Protecting Your Finances in the Age of Cybercrime - Johnson Wealth and Income Management\",\"isPartOf\":{\"@id\":\"https:\/\/johnsonwim.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#primaryimage\"},\"image\":{\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#primaryimage\"},\"thumbnailUrl\":\"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/JWIM-Protecting-Your-Finances-in-the-Age-of-Cybercrime.jpg\",\"datePublished\":\"2023-02-28T21:23:57+00:00\",\"dateModified\":\"2024-01-29T17:24:34+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#primaryimage\",\"url\":\"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/JWIM-Protecting-Your-Finances-in-the-Age-of-Cybercrime.jpg\",\"contentUrl\":\"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/JWIM-Protecting-Your-Finances-in-the-Age-of-Cybercrime.jpg\",\"width\":654,\"height\":846},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/johnsonwim.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Protecting Your Finances in the Age of Cybercrime\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/johnsonwim.com\/#website\",\"url\":\"https:\/\/johnsonwim.com\/\",\"name\":\"Johnson Wealth and Income Management\",\"description\":\"Simplify Your Retirement\",\"publisher\":{\"@id\":\"https:\/\/johnsonwim.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/johnsonwim.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/johnsonwim.com\/#organization\",\"name\":\"Johnson Wealth and Income Management\",\"url\":\"https:\/\/johnsonwim.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/johnsonwim.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/johnsonwim.com\/wp-content\/uploads\/2020\/02\/Johnson-Wealth-Logo-01.png\",\"contentUrl\":\"https:\/\/johnsonwim.com\/wp-content\/uploads\/2020\/02\/Johnson-Wealth-Logo-01.png\",\"width\":2344,\"height\":739,\"caption\":\"Johnson Wealth and Income Management\"},\"image\":{\"@id\":\"https:\/\/johnsonwim.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/johnsonwim.com\/#\/schema\/person\/d7459f5560b525fc830d77afb3f9c63b\",\"name\":\"Johnson Wealth &amp; Income Management\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/johnsonwim.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1388f65842abe4cf509a04c0a84f75b5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/1388f65842abe4cf509a04c0a84f75b5?s=96&d=mm&r=g\",\"caption\":\"Johnson Wealth &amp; Income Management\"},\"sameAs\":[\"https:\/\/advisorsacademy.com\"],\"url\":\"https:\/\/johnsonwim.com\/author\/webdev\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Protecting Your Finances in the Age of Cybercrime - Johnson Wealth and Income Management","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime","og_locale":"en_US","og_type":"article","og_title":"Protecting Your Finances in the Age of Cybercrime - Johnson Wealth and Income Management","og_description":"Few inventions in recorded history have revolutionized the way we live like the Internet. It has changed the way we communicate and has made thousands of previously slow, complex processes faster and more efficient. Yet, while solving old problems, the Internet \u2014 like any invention \u2014 has also created new ones. Among the biggest of those problems is the vulnerability of sensitive and\/or personal information to a relatively new breed of criminal: cyberthieves.  Most of the country was personally impacted by this problem in September 2017 when Equifax reported a security breach that allowed hackers to access the personal information of 143 million Americans. Equifax is one of three major credit reporting agencies (Experian and TransUnion are the others), and all keep extensive databases of credit-user information that include everything from dates of birth to addresses to Social Security numbers. Once a cyber thief gains access to such information, they can use it to steal your identity and potentially gain access to your credit accounts and personal finances.  Electronic identity theft can ruin a family financially, and unfortunately, it is an issue with no easy solution. According to a 2017 study by Javelin Strategy & Research, between 2011 and 2017, identity thieves stole over $107 billion. In 2016 alone, some $16 billion was stolen from 15.4 million U.S. consumers, up from $15.3 billion stolen from 13.1 million victims a year earlier.1 The increase illustrates that even as cybersecurity measures improve, criminals become increasingly savvy.  Greater Risk for Older Americans The bottom line is that keeping our identities and finances safe from criminals in the digital age will be an ongoing challenge for both businesses and individuals. That\u2019s especially true for individuals at or near retirement age whose accumulated assets can potentially make them more attractive targets for thieves than younger people who are still in the early process of building their wealth. A top priority for most Americans over age 50 should be \u201cfinancial defense,\u201d which means they should focus on the use of strategies designed to generate income and protect assets from major losses due to extreme fluctuations in the financial markets. In the digital age, however, another essential component of financial defense is cybersecurity: knowing how to protect your identity as you do everything from online shopping and banking to buying gas.","og_url":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime","og_site_name":"Johnson Wealth and Income Management","article_published_time":"2023-02-28T21:23:57+00:00","article_modified_time":"2024-01-29T17:24:34+00:00","og_image":[{"width":1000,"height":1295,"url":"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/Johnson-Wealth-and-Income-Management-Protecting-Your-Finances-in-the-Age-of-Cybercrime-1.png","type":"image\/png"}],"author":"Johnson Wealth &amp; Income Management","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Johnson Wealth &amp; Income Management","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#article","isPartOf":{"@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime"},"author":{"name":"Johnson Wealth &amp; Income Management","@id":"https:\/\/johnsonwim.com\/#\/schema\/person\/d7459f5560b525fc830d77afb3f9c63b"},"headline":"Protecting Your Finances in the Age of Cybercrime","datePublished":"2023-02-28T21:23:57+00:00","dateModified":"2024-01-29T17:24:34+00:00","mainEntityOfPage":{"@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime"},"wordCount":90,"publisher":{"@id":"https:\/\/johnsonwim.com\/#organization"},"image":{"@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#primaryimage"},"thumbnailUrl":"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/JWIM-Protecting-Your-Finances-in-the-Age-of-Cybercrime.jpg","articleSection":["Reports","Resources"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime","url":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime","name":"Protecting Your Finances in the Age of Cybercrime - Johnson Wealth and Income Management","isPartOf":{"@id":"https:\/\/johnsonwim.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#primaryimage"},"image":{"@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#primaryimage"},"thumbnailUrl":"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/JWIM-Protecting-Your-Finances-in-the-Age-of-Cybercrime.jpg","datePublished":"2023-02-28T21:23:57+00:00","dateModified":"2024-01-29T17:24:34+00:00","breadcrumb":{"@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#primaryimage","url":"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/JWIM-Protecting-Your-Finances-in-the-Age-of-Cybercrime.jpg","contentUrl":"https:\/\/johnsonwim.com\/wp-content\/uploads\/2023\/02\/JWIM-Protecting-Your-Finances-in-the-Age-of-Cybercrime.jpg","width":654,"height":846},{"@type":"BreadcrumbList","@id":"https:\/\/johnsonwim.com\/protecting-your-finances-in-the-age-of-cybercrime#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/johnsonwim.com\/"},{"@type":"ListItem","position":2,"name":"Protecting Your Finances in the Age of Cybercrime"}]},{"@type":"WebSite","@id":"https:\/\/johnsonwim.com\/#website","url":"https:\/\/johnsonwim.com\/","name":"Johnson Wealth and Income Management","description":"Simplify Your Retirement","publisher":{"@id":"https:\/\/johnsonwim.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/johnsonwim.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/johnsonwim.com\/#organization","name":"Johnson Wealth and Income Management","url":"https:\/\/johnsonwim.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/johnsonwim.com\/#\/schema\/logo\/image\/","url":"https:\/\/johnsonwim.com\/wp-content\/uploads\/2020\/02\/Johnson-Wealth-Logo-01.png","contentUrl":"https:\/\/johnsonwim.com\/wp-content\/uploads\/2020\/02\/Johnson-Wealth-Logo-01.png","width":2344,"height":739,"caption":"Johnson Wealth and Income Management"},"image":{"@id":"https:\/\/johnsonwim.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/johnsonwim.com\/#\/schema\/person\/d7459f5560b525fc830d77afb3f9c63b","name":"Johnson Wealth &amp; Income Management","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/johnsonwim.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1388f65842abe4cf509a04c0a84f75b5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1388f65842abe4cf509a04c0a84f75b5?s=96&d=mm&r=g","caption":"Johnson Wealth &amp; Income Management"},"sameAs":["https:\/\/advisorsacademy.com"],"url":"https:\/\/johnsonwim.com\/author\/webdev"}]}},"_links":{"self":[{"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/posts\/14506"}],"collection":[{"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/comments?post=14506"}],"version-history":[{"count":6,"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/posts\/14506\/revisions"}],"predecessor-version":[{"id":16496,"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/posts\/14506\/revisions\/16496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/media\/16495"}],"wp:attachment":[{"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/media?parent=14506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/categories?post=14506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/johnsonwim.com\/wp-json\/wp\/v2\/tags?post=14506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}