Experienced & Skilled

our team

Our highly skilled staff are dedicated to helping you with your financial needs.

Matthew P. Johnson

Owner and President

Matthew P. Johnson is President and Owner of Johnson Wealth and Income Management, a third-generation company that has been serving clients for over 75 years. Matthew has been advising clients in the financial services industry since 1999. He strives to educate clients about how to minimize their risk and achieve their retirement goals through more conservative income-generating investment strategies. He is dedicated to helping each client enjoy a successful, well-planned retirement.

Matthew is the host of the radio show and podcast The Capitalized Life and Retirement, and the author of the book, The Capitalized Retirement: How to Ensure You Won’t Outlive Your Savings. Matthew lives in Hardy with his wife, Sarah, and their four children, Naomi, Lydia, Jacob, and Solomon.

“My focus is helping in create retirement income the RIGHT way”

Amanda Johnston

Investment Advisor Representative

Amanda Johnston is an Investment Advisor Representative and Fiduciary at Johnson Wealth and Income Management, based out of our Clear Lake office. She works closely alongside Partner Advisor Matthew P. Johnson, and together they are committed to delivering honest, integrity-driven service to their clients. Amanda’s passion for education empowers investors to make informed and confident financial decisions, guided by her core values of honesty, integrity, and service.

With experience in the financial services industry since 2013, Amanda is dedicated to helping clients navigate their financial journey and achieve their goals. Alongside Matthew, she focuses on providing the resources and support necessary for clients to achieve both financial success and peace of mind in an unpredictable world.

When she’s not working, Amanda enjoys spending time with her dog, Lucy, and her cat, Shanka, who bring her joy and companionship. She believes in the importance of balance—both in life and in financial planning.

“I’m proud to bring a strong foundation of experience to our team, and it’s a privilege to work alongside Matthew. Together, we are committed to adding value to our clients’ lives, supporting them through each stage of retirement planning. As fiduciaries, we take a collaborative, client-first approach to everything we do.”

Krystal Martin

Client Service Specialist

Krystal Martin is Client Service Specialist at Johnson Wealth and Income Management. She has 30 years of experience in the mutual fund and 401(k) fields. Using her experience, coupled with her incredible work ethic, Krystal strives to ensure that each client’s service needs are fully met, from beneficiary changes to Roth conversions to RMDs – and everything in between.
Krystal returned home to Iowa after 30 years to be closer to her family. She has four grandchildren and is a loving mom to multiple “fur babies”. Krystal and her husband enjoy motorcycle riding, spending time outside with their pups, and spending time with family and friends.

“I am a small-town girl with a huge heart. I will assist you with any questions you may have or changes that need to be made. I want you to feel 100% comfortable and confident with the firm and I am dedicated to taking care of YOU!”

Sue McQuillen

Reception and Scheduling Coordinator

When you dial Johnson Wealth and Income Management you most likely will first speak with our Client Liaison, Sue McQuillen. Sue’s main responsibility revolves around managing the team calendar and appointments, so she is the gal to talk to when you need to set an appointment or speak with one of the team members.

“I strive to ensure that every interaction with you is helpful, courteous, and concludes with the most convenient outcome I can arrange. When I answer your call ‘Thank you for calling Johnson Wealth and Income Management’ I really mean it, and I pledge to demonstrate our entire team’s appreciation and dedication. I look forward to visiting with you and getting to know you!”

Heather Higgins

New Business Specialist

As a New Business Specialist at Johnson Wealth and Income Management, Heather plays a key role in ensuring a smooth onboarding experience for new clients. She is responsible for gathering, verifying, and processing all necessary documentation, as well as ensuring accurate data entry into the company’s systems. Heather is dedicated to building lasting relationships with clients and helping them achieve financial security for the future. Outside of work, Heather enjoys spending quality time with her husband, Tony, and their daughter, Maci.

“Being good to people is a wonderful legacy to leave behind.”

Jen Curtis

Business Transition Specialist

Jen brings over 25 years of experience in the business and finance industries to Johnson Wealth and Income Management. She grew up on a farm in Northern Wisconsin and since moving to Iowa in 2006, she has since developed a strong connection to the area. Outside of work, Jen loves spending time with her three cats and enjoys reading, playing games, and working on puzzles. She also relishes walking and hiking with her boyfriend and their beloved pets.

Jen brings over 25 years of experience in the business and finance industries to Johnson Wealth and Income Management. She grew up on a farm in Northern Wisconsin and since moving to Iowa in 2006, she has since developed a strong connection to the area. Outside of work, Jen loves spending time with her three cats and enjoys reading, playing games, and working on puzzles. She also relishes walking and hiking with her boyfriend and their beloved pets.

Katherine McBride

Marketing and Events Coordinator

With a well-rounded background in Human Resources, Recruiting, Project Management, Senior Leadership, and Marketing, Katherine brings a unique blend of skills to her role as Marketing and Events Coordinator. Katherine combines a strong strategic mindset with a personable approach, ensuring every marketing initiative and event she oversees is tailored to meet both organizational goals and client needs. Her commitment to professionalism, clear communication, and follow-through ensures every project is executed with precision and attention to detail. Katherine believes that the difference between good work and great work lies in the details. Whether working with clients or managing internal projects, she consistently goes the extra mile to ensure that nothing is overlooked, achieving outstanding results. Outside of work, Katherine enjoys all things outdoors—from hiking and fishing to spending quality time at the range with her adult son. She values a balanced lifestyle, which fosters both personal growth and professional success.

“The future belongs to those who believe in the beauty of their dreams, work tirelessly toward them, and remain focused on the details along the way.” -Eleanor Roosevelt

Shonna Franks

Office Support Coordinator

Shonna is the oil and the mechanic that keeps the engine of the office running smoothly. With a background rooted in customer service and administrative roles, primarily within the automotive industry, Shonna brings a unique skill set, including hands-on experience as an entry-level automotive technician. She is dedicated to fostering genuine relationships based on honesty, empathy, and compassion, making clients feel welcome and at ease. Shonna is always eager to assist, guiding clients to the right resources to address their needs. In the Spring of 2024, Shonna relocated from Maryland to explore new career opportunities and align her professional path with her life goals, as well as support her daughter’s college ambitions. Outside of work, she is a proud mother to her teenage daughter, Julia, and a passionate hobbyist. Shonna enjoys photography, is an avid tea enthusiast, serves as a Game Master for the popular tabletop game Dungeons & Dragons, and holds certifications as an Ordained Minister and in Therapeutic Massage.

“We live on this planet with 7 billion other people, each person has their own story, their own weight they carry. By approaching everyone you meet with a mindset, and hope, of them leaving in a better state of mind than when they arrived in your presence, you could very well spark a flame in them that will warm their hearts long after you’ve parted ways. And that warmth, could be exactly what they need.”