The Federal Reserve is expected to cut interest rates as early as September 2024, potentially offering much-needed relief for many. However, understanding how to prepare for this shift is crucial to fully capitalize on the opportunities it presents. When the Fed announces an interest rate cut, it’s more than just economic news—it’s a moment to […]
Smart Money Moves to Consider When the Fed Cuts Interest Rates Read More »
August is widely recognized as Wellness Month, a time dedicated to prioritizing various aspects of well-being. While physical and mental health are often the focus, financial wellness is equally crucial, especially for older adults nearing retirement. Financial wellness can help ensure a secure and comfortable retirement, free from financial stress and uncertainty. Here’s what you
National Wellness Month: Tips for Financial Wellness as You Near Retirement Read More »
As retirement approaches, one of the most pressing financial questions individuals face is whether to prioritize paying off debt or focus on building retirement savings. The decision to enter retirement debt-free carries significant advantages, including reduced financial stress, greater flexibility with fixed income, and the preservation of retirement savings for essential expenses and enjoyment. However,
Should You Pay Off Debt Before Retirement? Read More »
Women encounter unique challenges when preparing for retirement, which can result in a much smaller nest egg. In today’s episode, we examine a BlackRock article that highlights these financial disparities between men and women. Watch the latest Capitalized Life and Retirement Show episode with Matthew P. Johnson, in which we discuss money management and investment
Women’s Crisis in Retirement Read More »
“Do you feel lucky, punk? Well, do ya?” Surprisingly, this iconic line from Dirty Harry captures the essence of retirement planning. While luck can play a role, the real key lies in making informed decisions every day. Join us on the latest episode of the Capitalized Life and Retirement Show with Matthew P. Johnson as
Do You Feel Lucky? Read More »
National Financial Freedom Day is a day dedicated to promoting the importance of financial independence and empowering individuals to take control of their financial futures. Celebrated annually, this day encourages people to evaluate their financial health, set goals, and seek professional guidance to achieve financial freedom. Did you know that the average retirement savings for
National Financial Freedom Day with Johnson Wealth and Income Management Read More »
As retirement approaches, investments take on a new level of significance. The choices made now can significantly impact the quality of life during those golden years. Among the array of investment options available, Certificates of Deposit (CDs) often emerge as a consideration for those seeking stability and security. But are CDs truly the right investment
Are CDs Right for Your Retirement Portfolio? Read More »
The gap between those who have life insurance and those who still need it is significant, emphasizing the ongoing challenge for the industry to address misconceptions about cost and educate consumers on the value and potential affordability of life insurance. If you are one of the 39% of consumers planning to purchase life insurance within
Understanding Life Insurance in Retirement for Iowans Read More »
Are you ready for a longer-than-expected retirement? With life expectancies on the rise, preparing for a retirement that could span several decades is crucial. Ensuring your financial security during these years requires a comprehensive retirement strategy. Join Matthew P. Johnson on the latest Capitalized Life and Retirement Show as he explores strategies for
Navigating the realm of retirement planning can feel like sailing a course through uncharted waters. With an array of financial instruments and investment options available, it’s easy to feel overwhelmed and uncertain about which path to take. Among these choices, annuities stand out as a compelling tool for potentially securing financial stability in retirement. Over
ABC’s of Annuities Read More »
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