wealth management

The 4% Rule

Rethinking the 4% Rule: Is It Still Relevant for Today’s Retirees?

The 4% rule has long been considered a cornerstone of retirement planning. Introduced in the 1990s, it has provided a simple guideline: retirees should withdraw 4% of their retirement savings annually to help ensure their nest egg lasts through their retirement years.  However, as the financial landscape evolves, many experts are questioning whether the 4% […]

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Retirement Income Planning

Retirement Income Planning with Johnson Wealth and Income Management

Your money doesn’t retire, YOU do! That’s why solid financial planning is essential to enjoy your golden years. That’s where Johnson Wealth and Income Management comes into play. Our dedicated fiduciary advisors aim to provide clients with customized strategies that address one of the most pressing concerns retirees face: generating reliable income that lasts a

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Fiduciary

Why Trust Matters: The Importance of Working with a Fiduciary Financial Advisor

Trust is the cornerstone of any successful relationship, and this is particularly true when it comes to financial planning. Whether you’re saving for retirement or managing investments, the person you trust with your financial future plays a crucial role in achieving your goals. However, not all financial advisors are created equal. There’s a significant difference

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Investment Strategy

Shifting from Growth to Income: How to Adjust Your Investment Strategy for Retirement

As retirement approaches, many high-net-worth individuals (HNWIs) in Iowa find themselves at a crucial juncture in their financial journey: transitioning from a growth-oriented investment strategy to one that emphasizes income.  This shift is pivotal in helping ensure that your portfolio not only preserves wealth but also provides a steady and reliable income stream throughout retirement.

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Retirement Risk

Balancing Risk and Opportunity in Retirement

Achieving a stable and comfortable retirement requires careful planning and consideration. One of the most critical aspects of retirement planning is balancing risk and opportunity.  Planning for a secure retirement while still allowing for growth and financial stability involves navigating various risks and capitalizing on opportunities. In this blog, we’ll explore how to strike the

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financial advisor

5 Signs You Need a Fiduciary Advisor

Managing finances can be challenging, especially given the myriad of investment options, tax implications, and retirement planning strategies available today.  While some people thrive on the challenge of financial planning, others might find it overwhelming. This is where a financial advisor can be invaluable. Here’s what you need to know. What Is a Fiduciary Advisor?

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financial wellness

National Wellness Month: Tips for Financial Wellness as You Near Retirement

August is widely recognized as Wellness Month, a time dedicated to prioritizing various aspects of well-being. While physical and mental health are often the focus, financial wellness is equally crucial, especially for older adults nearing retirement.  Financial wellness can help ensure a secure and comfortable retirement, free from financial stress and uncertainty. Here’s what you

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